| 1. When splitting a 401k-retirement account with proper QDRO documentation you may be able to draw funds without incurring the early with drawl penalty. |
| 2. Only one parent is responsible for paying financial support for the children. |
| 3. All debts incurred for the good of the family during the marriage are equally the responsibility of both husband and wife. |
| 4. Less "child support" is required if the family chooses a joint physical custody arrangement |
| 5. The primary physical custodial parent may withhold visitation if child support payments from the other parent are not made. |
| 6. Spousal Support should be considered as a means to equalize life styles and/or compensate for such things as educations received, and career advancement |
| 7. Deeding a home with a mortgage to one spouse will terminate the obligation the other spouse has on the mortgage. |
| 8. After the Divorce all credit agencies will change the names on the debts and even remove one of the spouses names if they have a copy of the decree which outlines who will be responsible for those debts. |
| 9. Both parents are responsible for expenses incurred on all extra curricular activities for the children. |
| 10. Both parents are required to have medical coverage for the children |
| 11. A divorce decree can state that one spouses insurance company continues to carry the other spouse on the policy. |
| 12. Life insurance for the other spouse as a safety net to assist in the care of the children is optional |
| 13. During the marriage, if one spouse contributes 5000.00 toward the purchase of the house and the other spouse contributes 12,000 then the second spouse should get a credit of seven thousand at the time of the divorce. |
